Secrets of the Millionaire Mind by T. Harv Eker

January 24, 2014

secrets of millionaire mind Summary (from the publisher): Secrets of the Millionaire Mind reveals the missing link between wanting success and achieving it!

Have you ever wondered why some people seem to get rich easily, while others are destined for a life of financial struggle? Is the difference found in their education, intelligence, skills, timing, work habits, contacts, luck, or their choice of jobs, businesses, or investments?

The shocking answer is: None of the above!

In his groundbreaking Secrets of the Millionaire Mind, T. Harv Eker states: “Give me five minutes, and I can predict your financial future for the rest of your life!” Eker does this by identifying your “money and success blueprint.” We all have a personal money blueprint ingrained in our subconscious minds, and it is this blueprint, more than anything, that will determine our financial lives. You can know everything about marketing, sales, negotiations, stocks, real estate, and the world of finance, but if your money blueprint is not set for a high level of success, you will never have a lot of money—and if somehow you do, you will most likely lose it! The good news is that now you can actually reset your money blueprint to create natural and automatic success.

Secrets of the Millionaire Mind is two books in one. Part I explains how your money blueprint works. Through Eker’s rare combination of street smarts, humor, and heart, you will learn how your childhood influences have shaped your financial destiny. You will also learn how to identify your own money blueprint and “revise” it to not only create success but, more important, to keep and continually grow it.

In Part II you will be introduced to seventeen “Wealth Files,” which describe exactly how rich people think and act differently than most poor and middle-class people. Each Wealth File includes action steps for you to practice in the real world in order to dramatically increase your income and accumulate wealth.

If you are not doing as well financially as you would like, you will have to change your money blueprint. Unfortunately your current money blueprint will tend to stay with you for the rest of your life, unless you identify and revise it, and that’s exactly what you will do with the help of this extraordinary book. According to T. Harv Eker, it’s simple. If you think like rich people think and do what rich people do, chances are you’ll get rich too!


This is not the kind of book I would typically read, but I decided to check it out for two reasons: First, it’s on Amazon’s top 100 bestsellers of the year list; and second, my library had it available as an instant audiobook download. So, even though I’m not necessarily looking to turn myself into a millionaire anytime soon, I was knee deep in Eker’s book before I knew it.

The book turned out to be pretty much what I (stereotypically) expect from the self-help/advice genre: it’s full of rah, rah cheerleading and “if I can do it, anyone can” passages. There are tons of affirmations and declarations sprinkled throughout (that the author insists you repeat out loud — though, to his credit, he admits that it’s kind of hokey to do so), things like “I have a millionaire mind” and “I’m a good money manager” or whatever.

Unlike some self-help books I’ve seen, however, Eker does give specific advice and lists “actions” that you’re supposed to take at the end of each chapter. Some of the advice is as old as dust (develop passive income streams, save 10% of your after-tax paycheck, start investing, etc.), but I did learn some new (to me) things. For example, I liked how Eker said you just have to “get in the corridor” at some point, which essentially means quit overanalyzing and overstudying each potential move, and just go out there and do it. I can see how that would be a major obstacle for many people, so it was good that he addressed the issue.

But then again, Eker gives some advice that just sounds like it’s from the script of a bad fish-out-of-water Hollywood movie. For instance, he encourages readers to join a country club so they can get used to the feeling of being rich and come to believe they belong in that sphere. I guess I can see where he’s coming from (and he also mentions the networking possibilities, which is a good point), but how many people reading his book wold actually be able to do that?

The bottom line with Eker is that the rich think differently than the middle class and poor. He gives tons of examples (the rich never think in terms of either/or, but only in terms of both; the rich ask each other about net worth, not salary; the rich believe they are entitled to their slice of the pie, while the poor believe they are undeserving), and says that these beliefs are ingrained from early childhood. The key to getting wealthy, then, is to change this “financial blueprint” because according to the law of attraction, what you believe will eventually come true. Or something like that.

Anyway, like all people who write these kinds of books, Eker has additional products to sell. In his case, it’s an intensive seminar that he conducts at venues across the country. I’ve tried looking up ticket prices online, but it’s hard to pin down exactly what you’d have to pay. I’ve seen prices ranging from $97 to $1200, so who knows. Either way, Eker is clearly lining his pockets from the deal. (And that’s perfectly okay; I believe in capitalism.)


I admit that I’m not part of Eker’s target audience. I have no desire to go out there and make millions. I have no entrepreneurial spirit at all, no big idea to impart on the world. So of course this book struck me as cheesy and over the top. But if the advice works for others, more power to them. I give the book 2 stars out of 5.

Leave a Reply